01 / The household desk

Everyday spending.
Better questions.

Before you sign up, cancel, or send it back, understand the cost and the conditions.

One decision at a time.

Guides for the costs you can control · Page 2
13
Telecom & Internet

T-Mobile Home Internet: How Long to Return the Gateway?

T-Mobile's pages give 14, 30 or 45 days for the gateway; plan on 14 and time the call to your bill cycle.

Household · 8-minute read
14
Refunds Rebates & Assistance

Target Price Match: Can You Get the Difference Back?

Within 14 days if Target.com, your store or a Circle deal is lower and still live. Amazon doesn't count.

Household · 7-minute read
15
Household Services

Texas Rent Late Fees: How Much Can Your Landlord Charge?

Reasonable fee: 12% of rent (1–4 units) or 10% (5+), daily fees included; none until 2 full days late.

Household · 8-minute read
16
Utilities & Energy

NYC Leak Forgiveness: How Much Comes Off the Bill?

Up to half of a leak bill, never below 150% of normal; repair and apply within 120 days of the Bill Date.

Household · 9-minute read
17
Household Services

Verizon Insurance Deductible: What Will Your Claim Cost?

$0 eligible glass repair, $99 for most damage replacements, $19 to $279 if lost or stolen. Look up yours.

Household · 8-minute read
18
Utilities & Energy

Ohio Special Reconnect Order: How Much Do You Pay Now?

Up to $175, less if you owe less, plus up to $36 if service is off; the rest goes on a payment plan.

Household · 9-minute read
19
Memberships & Subscriptions

Canceling Best Buy Total: How Much Comes Back?

Full refund within 60 days of joining or any yearly renewal, prorated after; Best Buy may deduct benefits.

Household · 7-minute read
20
Utilities & Energy

PG&E Solar True-Up: Where Is Your Number Before It's Due?

On NEM or NEM2, a year of energy charges waits for your True-Up month; page 1 shows the running total.

Household · 10-minute read
21
Memberships & Subscriptions

Norton Renewal Refund: Which Date Starts the 60 Days?

Full refund on each annual charge if you ask within 60 days of the charge date, not the expiration date.

Household · 8-minute read
22
Refunds Rebates & Assistance

Southwest Flight Credits: Book By or Fly By?

Credits from bookings since May 28, 2025 expire 6 or 12 months after booking; the trip must be flown by then.

Household · 9-minute read
23
Refunds Rebates & Assistance

Free and Reduced-Price School Meals: Do You Qualify?

Last year's free meal approval ends after 30 school days, so check the 2026–27 income line now.

Household · 8-minute read
24
Utilities & Energy

Minnesota's Cold Weather Rule: Who Is Protected?

The Cold Weather Rule protects you only if you keep a payment plan, and the 10% limit depends on income.

Household · 8-minute read